All Business Calculators
Every calculator on the site, grouped by topic. All free, instant, and private — the math runs in your browser and nothing is saved.
Loans & Financing
SBA Loan Calculator
SBA 7(a) vs 504 vs conventional, side by side.
Business Loan Calculator
Monthly payment, total interest & amortization.
Amortization Calculator
Full payment-by-payment schedule.
APR Calculator
True annual cost including fees.
Commercial Mortgage
CRE payment, LTV, DSCR & balloon.
Equipment Loan
Finance equipment with tax & fees.
Balloon Payment
What comes due at maturity.
Loan Refinance
Compare your current loan vs a new one.
Interest Rate Calculator
Solve the rate from your payment.
Loan Affordability
How much you can borrow.
Loan Payoff
Extra payments & time saved.
Line of Credit
Interest cost on a LOC draw.
Alternative Financing
Merchant Cash Advance
Holdback, payback period & real APR.
Invoice Factoring
Advance, fee & effective APR by terms.
Factor Rate
True cost of a cash advance.
Debt & Cash Flow
DSCR Calculator
Debt service coverage ratio.
Debt Payoff
Snowball vs avalanche, side by side.
Debt-to-Income Ratio
Your DTI & remaining borrowing capacity.
Debt Consolidation
Combine debts into one payment.
Burn Rate & Runway
How many months of cash you have left.
Working Capital
Assets, liabilities & ratio.
Cash Flow
Net cash flow & ending balance.
Business Budget
Revenue, expenses & profit.
Interest & Investment Analysis
Compound Interest
Growth with regular contributions.
Simple Interest
Interest, daily accrual & total owed.
NPV Calculator
Net present value of a project.
IRR Calculator
Internal rate of return & MIRR.
Payback Period
Simple and discounted payback.
Pricing & Profit
Profit Margin
Gross profit, margin & markup.
Markup Calculator
Selling price from your cost.
Break-Even
Units & revenue to cover costs.
Sales Tax
Add or extract sales tax.
Growth & Planning
ROI Calculator
Return on investment & annualized.
Cap Rate Calculator
NOI, cap rate, cash-on-cash & DSCR.
Depreciation Calculator
Straight-line, declining, SYD & MACRS.
Business Valuation
Estimate business worth.
Lease vs Buy
Compare leasing vs buying.
Startup Cost
Capital to launch & run.
Payroll & Labor Cost
Fully-loaded team cost.