Loans & Financing
SBA Loan Calculator
SBA 7(a) vs 504 vs conventional, side by side.
Business Loan Calculator
Monthly payment, total interest & full amortization.
Amortization Calculator
Full payment-by-payment schedule with extra payments.
APR Calculator
True annual cost of a loan including fees.
Commercial Mortgage
CRE payment, LTV, DSCR & balloon due.
Equipment Loan
Finance equipment with tax, trade-in & fees.
Balloon Payment
What actually comes due at maturity.
Loan Refinance
Current loan vs a new one, with break-even.
Loan Affordability
How much you can borrow for a given payment.
Loan Payoff
See how extra payments shorten your loan.
Line of Credit
Interest cost on a business LOC draw.
Alternative Financing
Merchant Cash Advance
Holdback, payback period & the real APR.
Invoice Factoring
Advance, fee & effective APR by payment terms.
Factor Rate
Decode the true cost of a cash advance.
Debt & Cash Flow
DSCR Calculator
Does your cash flow cover the debt?
Debt Payoff
Snowball vs avalanche, compared side by side.
Debt-to-Income Ratio
Your DTI & how much room is left.
Burn Rate & Runway
How many months of cash you have left.
Debt Consolidation
Combine debts into one lower payment.
Working Capital
Assets minus liabilities & current ratio.
Cash Flow
Net cash flow and ending balance.
Business Budget
Revenue, expenses & monthly profit.
Interest & Investment Analysis
Compound Interest
Growth with regular contributions.
Simple Interest
Interest, daily accrual & total owed.
Interest Rate Calculator
Solve the rate from your payment.
NPV Calculator
Net present value of a project.
IRR Calculator
Internal rate of return & MIRR.
Payback Period
Simple and discounted payback.
Pricing & Profit
Profit Margin
Gross profit, margin & markup.
Markup Calculator
Set a selling price from your cost.
Break-Even
Units & revenue to cover your costs.
Sales Tax
Add or extract sales tax on any amount.
Growth & Planning
ROI Calculator
Return on investment & annualized ROI.
Cap Rate Calculator
NOI, cap rate, cash-on-cash & DSCR.
Depreciation Calculator
Straight-line, declining balance, SYD & MACRS.
Business Valuation
Estimate what your business is worth.
Lease vs Buy
Compare leasing and buying equipment.
Startup Cost
How much capital to launch & run.
Payroll & Labor Cost
Fully-loaded cost of your team.
Smarter money decisions, in seconds
Running a business means making financial calls every day — whether a loan payment fits your cash flow, what price protects your margin, or how much runway you really have. Business Calculator Hub gives you a growing library of free, no-nonsense calculators that do the math instantly, right in your browser. Nothing is stored, nothing is sent, and there's no account to create.
Every tool shows not just the answer but the breakdown behind it, so you understand the numbers well enough to act on them. Start with the Business Loan Calculator or browse the full list.